By using this website you agree to the following terms and conditions.  Please read them before using this website. If you use this website and any website related services (collectively, the “Website”), you are subject to the terms and conditions set forth in this Website Terms of Use Agreement (“Agreement”). If you do not agree to these terms and conditions, you may not access or use this Website.

1. Permitted use of Website. You may access this Website to view materials on the Website, download information and print out hard copies for your personal and commercial use. 

2.  Rules of Conduct. You agree not to:
• Use the Website for any fraudulent or unlawful purpose,
• Impersonate any person or entity,
• Interfere with or disrupt the operation of the Website,
• Transmit or otherwise make available in connection with the Website any virus, worm, Trojan Horse, robot, spyware, or other computer code,
• Restrict or inhibit any other person from using the Website, including by means of hacking or defacing any portion of the Website,
• Interfere with or violate any other visitor’s or user’s right to privacy or other rights, or harvest or collect personally identifiable information about Website visitors or users,
• Sell, resell, transfer, license or exploit for any commercial purposes any use of or access to the Website,
• Modify, adapt, translate, reverse engineer, decompile or dissemble any portion of the Site,
• Misuse passwords,
• Frame or mirror all or any part of the Website without our express written authorization,
• Attempt to gain unauthorized access to the information of anyone else or to any computer systems or networks connected to any of our servers, or
• Publish or disseminate any link to the contents of this website without our express written consent.

3.  Content and Availability.  The content and availability of the Website may change at any time. We shall not be liable to you for any change to the Website or in connection with the availability of the Website.

4. Changes and Revisions to this Agreement. We may change or revise this Agreement at any time by posting an amended Agreement on the Website. The changes or revisions (which may include new terms and conditions) are effective on the date the new Agreement is posted on the Website. You can review the most current version of the Agreement by clicking on the Terms of Use hypertext link on our Home Page.

5.  Monitoring. Use of this Website may be monitored, tracked and recorded. By using this Website, you consent to such monitoring, tracking and recording.

6. Copyright, Trademark and Other Legal Rights. We own the content of this Website, including but not limited to all design, text, processes and images, and the Website is protected by copyright and trademark law, international treaties and other applicable laws and regulations. Except as otherwise expressly provided in this Agreement, the content may not be modified, copied, transmitted, displayed, reproduced, published, sold, distributed, licensed, altered, framed, stored for subsequent use or otherwise used in any manner without our prior written consent.

7. Limitation of Liability and Disclaimer of Warranties. This Website is provided to you “AS IS” and without warranty of any kind. We do not make any warranty and hereby disclaim all warranties that may arise from your use of or reliance on this Website (and ay links to other websites that are contained within the Website) including without limitation all warranties of merchantability, whether express, implied or statutory, fitness for a particular purpose, title, and non-infringement. We shall not be liable for any delay, difficulty in use, inability to use, inaccuracy of information, computer viruses, malicious code or other defect in the Site or for the incompatibility between the Website and files and the user’s browser or other site accessing program. We also shall not be liable for any other problems you experience due to causes beyond our control. We shall not be responsible or liable for any direct, indirect, incidential, consequential, special, exemplary or punitive damages of any kind arising out of or in connection with the use or performance of information available on the Site.

8. Indemnification. You agree to defend, indemnify and hold and its subsidiaries harmless from any and all liabilities, costs and expenses, including reasonable attorney’s fees, related to any violation of this Agreement by you.

9.  Severability. In the event any of the terms or provisions of this Agreement is held to be unenforceable, the remaining terms and provisions shall not in any way be affected or impaired thereby.

10.  Applicable Law.  This agreement shall be governed and interpreted by applicable federal laws and the laws of the state of California. 


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